Saturday, May 17, 2003

Smoke Detector Batteries and Insurance Policies Go Hand in Hand

Smoke Detector Batteries and Insurance Policies Go Hand in Hand.

It's that time of year again and there are two things you can do that could save lives or make a difference in the quality of life you live.

(PRWEB) November 29, 2004

Auto-rv-life-health-insurance. com recommends that changing the batteries in your smoke detectors reestablishes the benefit of the device for protection against a critical home fire. Dead or missing batteries are the most common element for a non-working smoke detector. Your risk of dying in a tragic home fire is cut by 50% when you have correctly operating smoke detectors. It is estimated that many of the 3,800 deaths and 60,000 to 100,000 injuries caused by home fires are contributed to non-working smoke detectors.

The easy and simple task of changing the smoke detector batteries once a year is the most effective way to reduce these related tragic injuries and deaths.

In addition to changing smoke detector batteries, http://auto-rv-life-health-insurance. com (http://auto-rv-life-health-insurance. com) recommends you review all of your insurance policies at the same time.

Home insurance policy: If your home has substantially increased in value, talk to your insurance agent and ask him if the existing policy covers the new replacement cost of your home or do you need to increase your policy. If you need to increase your policy, get a quote from your current provider, then get another quote from a different provider to compare cost. Sometimes, you will be surprised at the difference.

Auto insurance policy: Insuring a new vehicle and insuring a used vehicle is a big difference. Most of the time, people find themselves paying the same amount of money for auto insurance as three years ago when the vehicle was new. The fact is, the replacement cost of the new vehicle is a lot higher than the replacement cost of the same vehicle that is three years old. Taking a few minutes to get a new auto quote can save you considerable money. Remember, auto insurance companies are highly competitive and want your business.

Boat insurance and RV insurance policies: The same holds true as with the auto insurance. Ask yourself some simple questions. Do I still need the insurance coverage? Do I need to increase the insurance coverage? Do I need to shop around and compare prices?

Life insurance policy:

A quick review of your life insurance needs should not only be a part of your long-term financial plan but should also give you the peace of mind that your loved ones won't have the burden of expensive funeral and burial costs. Tremendous value can be placed on a life insurance policy at this time in our lives. It's never to late to get a life insurance quote.

Health insurance policy: Medical care costs can devastate your financial well-being if not properly insured. The complex and constantly changing health insurance system is why reviewing your health insurance needs should be a top priority every year.

Http://auto-rv-life-health-insurance. com (http://auto-rv-life-health-insurance. com) is pleased to announce they can assist you with your insurance questions and help with the search for insurance quotes.

# # #